Should You Spend Money for Life Insurance for the Stay At Home Mom? I say yes. I think the biggest benefit for life insurance for SAHM’s is the peace of mind it provides. The cost of child care will probably the biggest expense the family will face. This is especially true if the spouse travels or works the night shift. Since the surviving spouse can not quit their job and stay home to take care of the kids, who will take the kids to lessons, sport’s practice and games, or even to the doctor or orthodontist? Will they need a housekeeper or maybe a weekly cleaning service? Life insurance could help take care of these expenses.
What about college expense? This is another consideration for life insurance. With the cost of college constantly rising, life insurance could help lift the burden of college expenses for the surviving spouse.
That’s my opinion, what’s yours?
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